Planned Giving

Planned Giving

Tomorrow’s gifts will sustain the ministry of Camp Stevens long into the future. Listed below are several planned or deferred giving opportunities for gifts to the Camp Stevens Endowment Fund and the Campership Endowment Fund. Camp Stevens planned giving advisor will, at no cost to the donor, be happy to review which type of planned gift is most appropriate for you. Contact Beth Bojarski for more information: 760-765-0028 (office), 760-703-9831 (cell) or

A Bequest through Your Will
You may name one of the Camp Stevens endowment funds in your will, or in a codicil to your will, for a specific dollar amount or for a percentage of your estate.

Charitable Gift Annuities
A gift annuity is a contract between you as the donor and Camp Stevens where, in exchange for a gift of cash or marketable securities, Camp Stevens (through the Episcopal Church Foundation) will promise to pay you a guaranteed income stream for life. The annuity (minimum of $5,000) can be for one life or two, which means you and your spouse can enjoy this income stream at a percentage based on your life expectancy.

Charitable Remainder Trusts
Individuals most often use a charitable trust with low basis assets that produce little or no income. Selling the asset and reinvesting for income will generate an unacceptable capital gains tax. When the asset is gifted to a charitable remainder trust, no capital gains tax is paid so the full amount can be reinvested to provide lifetime income to the donor or the donor and spouse.

Charitable Lead Trusts
A charitable lead trust is the opposite of the remainder trust. It provides an income stream to Camp Stevens for the term of the trust and then trust assets revert to family, typically children or grandchildren. The primary benefit to the donor of a lead trust is it can produce significant gift tax savings as well as estate tax savings while shifting assets to heirs outside of the estate.

Life Insurance
By giving an insurance policy already in force, you will receive a charitable deduction for the cash value of the policy. You may take out a new insurance policy on your life, or assign one already in force, naming Camp Stevens as the owner and beneficiary. The premiums will be tax deductible.

Retention of Life Interest Gift
You may give a personal residence or farm and retain lifetime use of the property. You will receive an immediate charitable deduction for the remainder value of the gift based on your age. The property is removed from your estate for tax purposes. The donor is responsible for taxes, insurance, and maintenance. At your death or the death of the surviving spouse, the gift becomes the property of Camp Stevens.

Retirement Plan
You may name Camp Stevens the beneficiary of all or a portion of a retirement plan such as an IRA or Keogh Plan. The trustee of the plan will help you make that beneficiary designation. Upon your death, the gift will come to Camp Stevens without probate. Or, if you choose, you can name a charitable remainder trust the beneficiary of the retirement plan. Then your heirs can receive the income for life or a term of years with the remainder going to Camp Stevens.

A Living Trust
You may name Camp Stevens as a co-owner with right of survivorship of any savings account. Upon your death, that account becomes the property of Camp Stevens automatically and without probate.